Ernesto Lozoya
Real Estate Professional · Stellar Equity Real Estate
Driven entrepreneur and licensed real estate agent specializing in residential and investments, bringing a unique perspective and a strong sense of duty to every transaction.
I'm Ernesto Lozoya, a bilingual Realtor® and real estate investor helping first-time buyers, VA buyers, sellers, and investors make smart real estate decisions.
With hands-on experience building my own 5 property portfolio in just over 2 years, I focus on more than just buying and selling. I help clients understand the numbers, financing, and long-term opportunities behind real estate.
My goal is simple: help you make confident decisions and build a stronger financial future through real estate. Committed to delivering value and building trust. Always honored to serve my clients and support the community I get to call home.
A different kind of agent.
Honesty First
Straight talk and transparent advice — even when it means telling you not to buy.
Local Expertise
A decade in the El Paso market means I know the neighborhoods, schools, and trends.
Client-Centered
Your goals drive every decision. I work for you, not the commission.
Proven Results
$5M in sales volume and a 5.0★ client rating back the strategy.
A track record that speaks for itself.
Veteran & Foreclosure Relief
Helped a fellow veteran rent out his home in just two weeks — only two weeks before his foreclosure deadline — protecting his credit, his income, and his peace of mind.
Remote Seller · Austin, TX
Guided a homeowner through selling her property entirely from Austin without ever setting foot on-site — coordinating guidance, contacts, resources, and results from start to finish.
Out-of-State Buyer · South Carolina
Helped a relocating buyer purchase a home sight-unseen from South Carolina — conducting every showing over FaceTime, sending detailed walkthroughs, and planning a closing date and move-in strategy that fit his timeline and his furniture.
First-Time Investor Duplexes
Helped multiple young investors purchase duplexes with as little as $10–15K down, generating passive income — and unlocking FHA first-time buyer financing even when they had used it before.
Statewide Network Closings
Helped friends close on transactions across the entire state — from Midland to Texarkana, El Paso to the RGV — coordinating with trusted agents in my network to deliver results wherever the deal is.
$0 Down, Cash-Back Closings
Helped non-veteran buyers walk away with money back at closing — structuring financing so they closed on their home with a $0 down payment and cash in hand on closing day.
Comprando Tu Primer Casa — Master Series
Interactive 31-slide guide covering myths, credit requirements, down payments, and the entire step-by-step process.
Comprando Tu Primer Casa — Master Series
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VA Loan Guide
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“Licensed under Stellar Equity Real Estate, I combine the resources of a full-service brokerage with the personal attention of a dedicated agent.”
Ernesto Lozoya